The Investo Maniac

With the advent of 7% growth of Indian economy, and ever rising disposable income of our citizenry, people are looking forward for their permanent residential units to attain self-reliance and secure their future. And with the growth of formal banking systems in the economy, availability of cheap credit facilities and home loans through banks and other financial units, there are few things that one needs to consider and scrutinize to benefit most from such facility and thus pay nominal interest with timely repayment of credit to attain possession of property at earliest. (1)     A diligent research – Due diligence done by the person looking for the loan is a mandatory requirement wherein one needs to check the total interest rate charged, hidden charges (if any) and more importantly the ease of procedures and incentives provided by the bank. In this case one should not simply go as per the instructions of one’s loan agent. For e.g. SBI charges a low home loan inter...

Off lately, Delhiites have been seeing horrifying images of smoggy Delhi, and hearing about the probable causative factors from where this gloomy situation has arisen. It includes burning crackers in the festive season, vehicular pollution, stubble burning in Delhi’s nearby agriculturist states and landfill waste site uncontrollable burning. But amongst these factors, there also lies a heavyweight in spreading air pollution, particularly particulate matter pollution (PM 2.5 and PM 10), which is the construction sector in collusion with dust and pollutants emanated out of it. The construction industry causes a wide variety of ripples those affect the environment and cause irreversible degradation to it.  Contribution of construction activity to pollute the ambient air and cause air pollution comes out of land clearing operations, operating machinery on diesel fossil, burning activities associated with construction, demolition activity and working with high toxicity materials....